Capped Rate Mortgage, Fixed Rate Mortgages UK – Sun Alliance

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What is a Capped Mortgage?

Capped rate mortgages are of a similar nature to fixed rate mortgages. A maximum interest rate is set for an agreed term and the rate is guaranteed not to exceed that rate.

However should the Bank Rate fall then so will your mortgage payment as the interest is tracked in relationship to it and your repayments will be reduced accordingly.

The capped rate mortgage can be a good compromise to those who prefer not to be stuck with a fixed rate of interest in case the Bank Rate reduces

Visit www.sunalliance.co.uk/ and let us find you a cheaper capped mortgage deal.